Loan operations & portfolio platform
Your entire loan book, in one place.
Wagoo brings every borrower, payment, maturity, and risk flag into one AI-native platform, built for private and mid-market lenders who've outgrown spreadsheets and legacy servicing software.
Trusted by private lenders moving real volume, including JPalmer Collective and TBM Homes.
The old way wasn't built for a growing loan book.
The old way
spreadsheets and software from 2009
- Maturities and insurance renewals tracked in a calendar nobody checks
- Payments reconciled by hand across disconnected systems
- Borrower history scattered across email, drives, and memory
- Portfolio risk you only see after capital's committed
With Wagoo
one AI-native platform
- Every maturity, draw, and renewal surfaced before it's a problem
- Payments and balances reconciled automatically, end to end
- Every borrower, document, and conversation in one continuous record
- Live portfolio risk before you commit capital
Every deal, from inquiry to payoff
Track each loan through its full lifecycle. Borrower records, terms, and documents in one place, with email and calendar pulled in automatically so context never gets lost.
Balances and payments that reconcile themselves
Outstanding balances, amortization, draws, and payments tracked end to end. Stop chasing numbers across three systems; every schedule stays current on its own.
Nothing slips through the cracks
Wagoo watches every date that matters: maturities, insurance expirations, renewals. It surfaces them early, with the follow-up already drafted.
See your whole book before you commit capital
Proprietary models score each loan against your portfolio across concentration, yield, and rebalancing, so capital decisions happen with the full picture, not a hunch.
Ask your loan book anything
Type a question in plain language, like "which loans mature this quarter?" or "draft the renewal for Downtown Tower," and Wagoo answers from your real data, then does the work.
Three loans mature before Jun 30:
Built for the way private lenders actually work.
“We went from four spreadsheets and a wall calendar to one place that tells us what needs attention before we even ask. It's the first software our whole team actually wants to open.”
See your own book inside Wagoo.
A 30-minute demo on your real loans, no slide deck. Just your portfolio, finally in one place.