The AI-native CRM for real estate lending
The CRM that works your loan book for you.
Drop in the spreadsheet you run your book on. Wagoo rebuilds it, watches every maturity and insurance lapse, and keeps every borrower, draw, and payoff on one record. You approve every change.
From $79/seat/mo · 7-day free trial · cancel anytime, take your book with you
Spreadsheets weren't built for a real estate loan book.
The old way
spreadsheets and software from 2009
- Property details, ARV, and rehab budgets buried in one-off spreadsheets
- Renovation draws and payoffs tracked by hand across files
- Insurance renewals and loan maturities sitting in a calendar nobody checks
- Underwriting a new deal means reading every doc from scratch
With Wagoo
one AI-native platform
- Every borrower, property, and document on one deal record
- Multi-lender splits and rehab draws tracked from request to disbursed
- Insurance lapses and maturities surfaced 14, 30, and 45 days out
- AI prescreen memos generated from your deal docs in about a minute
Everything a real estate lender runs, in one place.
Every borrower and property on one record
Your whole portfolio at a glance
Never miss a maturity or insurance lapse
Multi-lender splits and rehab draws, per deal
AI underwriting and prescreen memos
Ask your book anything
Switch from any system in minutes
Individual or LLC borrowers alongside the property itself: address, type, purchase price, ARV, and rehab budget. Loan terms, documents, and borrower intake all live on the same deal.Current loaned, active loans, and deal status across the book, updated the moment anything changes. Know exactly where every dollar sits without rebuilding a spreadsheet.Wagoo tracks every final-due date, insurance expiration, and payment due across the book, and surfaces what needs attention in the next 14, 30, and 45 days.Split a loan across multiple lenders by percentage or amount, and track every renovation draw from requested to approved to disbursed, all on the deal it belongs to.Upload the deal docs and Wagoo's agents produce a confidence-scored prescreen memo (financials, collateral, and risk factors) as DOCX and Excel in about a minute. Available on Custom plans.An assistant that reads your deals, borrowers, policies, and files. Ask which loans mature this quarter, tag a document with @, or have it draft a memo. It answers from your own book, and asks before it changes anything.Coming from LendingWise, Mortgage Automator, Google Sheets, or Excel? Export and drop it in: the import agent matches loans, borrowers, rates, dates, and statuses, and merges duplicates. It shows you everything before a single record is written.
- 01
Every borrower and property on one record
Individual or LLC borrowers alongside the property itself: address, type, purchase price, ARV, and rehab budget. Loan terms, documents, and borrower intake all live on the same deal.
RRidgeline CapitalMCurrent48 Maplewood Ave, Trenton NJMarcus Reyes (Reyes Property Group LLC)PropertyBorrowersLendersInsurancePropertyTypeSingle FamilyPurchase price$318,000ARV$610,000Rehab budget$85,000Notes: Draw 3 of 5 approved, inspection FridayPayoff - 02
Your whole portfolio at a glance
Current loaned, active loans, and deal status across the book, updated the moment anything changes. Know exactly where every dollar sits without rebuilding a spreadsheet.
RRidgeline CapitalMTotal deals24Current loans19Current loaned$12.4MInterest due3past dueLoan due2next 45dIns. expiring1next 30dListBoard+ New DealINTAKE448 Maplewood AveLowReyes Property Group LLC$412,00011.5%NewUNDERWRITING2300 Grand AveLowShah Capital LLC$2,100,0009.75%In Review - 03
Never miss a maturity or insurance lapse
Wagoo tracks every final-due date, insurance expiration, and payment due across the book, and surfaces what needs attention in the next 14, 30, and 45 days.
RRidgeline CapitalMNeeds attentionnext 14 / 30 / 45 days25 Canal Row, New Brunswick NJ18d leftZhu Investments LLCInt. 12d overdue215 W 45th St, Philadelphia PACurrentVasquez Holdings LLCMatures in 41d12 Elm Park Unit 4, Camden NJCurrentDana WhitfieldInsurance expires in 9d9 Birch Ct, Hamilton NJCurrentReyes Property Group LLCInt. due now - 04
Multi-lender splits and rehab draws, per deal
Split a loan across multiple lenders by percentage or amount, and track every renovation draw from requested to approved to disbursed, all on the deal it belongs to.
RRidgeline CapitalMLendersRidgeline Fund I60%$247,200Harbor Point Capital40%$164,800Renovation drawsDraw 3$18,500RequestedDraw 2$22,000DisbursedDraw 1$15,000Disbursed - 05
AI underwriting and prescreen memos
Upload the deal docs and Wagoo's agents produce a confidence-scored prescreen memo (financials, collateral, and risk factors) as DOCX and Excel in about a minute. Available on Custom plans.
RRidgeline CapitalMPrescreen memoConfidence 92%Company profile extractedborrower entity, track recordFinancials analyzedP&L, rent roll, balance sheetCollateral & borrowing baseARV, LTV 65%, liensRisk factors flagged3 risks, 3 mitigantsMemo.docxModel.xlsx~1 minute - 06
Ask your book anything
An assistant that reads your deals, borrowers, policies, and files. Ask which loans mature this quarter, tag a document with @, or have it draft a memo. It answers from your own book, and asks before it changes anything.
RRidgeline CapitalMWhich loans mature this quarter?Three loans mature before Sep 30:
215 W 45th St$1.4M · Jul 2177 Harbor Blvd$860K · Aug 1425 Canal Row$540K · Sep 2Draft payoff letters for all three… - 07
Switch from any system in minutes
Coming from LendingWise, Mortgage Automator, Google Sheets, or Excel? Export and drop it in: the import agent matches loans, borrowers, rates, dates, and statuses, and merges duplicates. It shows you everything before a single record is written.
RRidgeline CapitalMloan-book-2026.xlsx142 rowsLoan-book export with borrower entities, property addresses, terms, and payoff status. 142 loans ready to import, no field mapping needed.
BorrowerProperty addressLoan amountInterest ratePointsStart dateMaturity dateStatusNotes142 loans and 96 borrowers matched, 3 rows skipped & reportedApprove import
Tell Wagoo how you lend. It shapes itself around it.
Fix & flip draws don't look like DSCR servicing, and a construction budget isn't a bridge exit. When you create your workspace, Wagoo asks what you lend on, then your pipeline stages, deal records, and alerts arrive pre-configured for those loans. Try it:
Start free trialLive in an afternoon, not a quarter.
Answer a couple questions
Tell Wagoo what you lend on. Your pipeline stages, deal records, and alerts arrive configured for the loans you actually write.
Bring your book with you
Drop in a CSV or Excel export from your current system. The import agent maps borrowers, loans, rates, and dates; duplicates merged, nothing written until you approve. Or book a demo and we’ll import it live on the call.
Invite your team and go
Invite teammates with a role: admins manage settings and members, everyone works the same book. $79 per seat, 7-day free trial.
One platform, every part of the loan. Deals, origination, documents, and AI, for every seat in the shop.
Built for the way real estate lenders actually work.
“We went from four spreadsheets and a wall calendar to one place that tracks every property, draw, and maturity and tells us what needs attention before we even ask. It's the first software our whole team actually wants to open.”
Head of Lending Operations, TBM Homes, running their loan book on WagooSimple pricing that scales with your book.
Priced per seat: add a seat for each teammate. Every self-serve plan starts with a 7-day free trial. A card is required to start, but you won't be charged if you cancel before it ends. Leave anytime and take your full book with you.
Everything you need to run your loan book, with the AI assistant built in.
- Borrower, property & lender records
- Multi-lender splits & rehab draws
- Insurance & maturity alerts
- Calendar sync & AI meeting notes
- AI assistant for your book
- Document storage & portfolio dashboard
The full CRM with priority AI: more usage and hands-on drafting.
- Everything in CRM + AI
- Priority AI, more usage
- Natural-language search & drafting
- Priority support
AI underwriting and a deployment built around your shop, pricing scoped to your volume on a 30-minute call.
- Everything in CRM + AI Pro
- AI underwriting & prescreen memos
- Custom workflows & integrations
- SSO & dedicated onboarding
Built to be trusted with a loan book.
Your book is encrypted in transit and at rest.
Every workspace is isolated at the database layer. No other lender can ever see your data.
Your deals, borrowers, and documents are never used to train AI models.
Export deals to Excel anytime, including after you cancel. Your book is never held hostage.
Read the full security overview →· Security questions or a DPA? support@wagoo.ai
The fine print, in plain sight.
Does the free trial require a card?
Yes. You add a card when the trial starts and the first charge happens after day 7; cancel before then and you pay nothing.
Is pricing per seat?
Yes: $79 per seat per month on CRM + AI, $150 per seat on CRM + AI Pro. You're billed for the seats in your workspace; add one for each teammate you invite.
What if the import gets something wrong?
The agent shows you everything it mapped (the file summary, the matched fields, the row count) before a single record is written. Rows it can't read are skipped and reported, not guessed, and every imported field stays editable in the CRM.
What comes over when I switch?
Loans, borrowers, rates, points, dates, statuses, and notes, from a CSV or Excel export of LendingWise, Mortgage Automator, or your own spreadsheet. Documents attach to deals as you work; anything the import can't place lands on the deal record so nothing is lost.
Does my payment history come over?
Not automatically yet. The import brings loans, borrowers, terms, dates, statuses, and notes; payment history and documents live on each deal as you work. If you're carrying years of payment records, bring them to your demo and we'll walk through the options together.
Can I control what my team can see and do?
Members join with a role: admins manage workspace settings, members, and configuration; teammates work the shared book. Finer-grained, field-level permissions are on the roadmap; tell us what your shop needs.
What happens to my data if I don't subscribe?
Your book stays intact. Subscribe later and pick up exactly where you left off, or email us and we'll delete the workspace entirely.
Is my data used to train AI models?
No. AI features read your book to do their job (drafting a memo, mapping an import) and nothing more.
Who do I talk to when a number looks wrong?
A human: support@wagoo.ai. And demos are 30 minutes on your real loans; bring your spreadsheet and we'll import it live on the call.
See your own book inside Wagoo.
Create your workspace in minutes and load your first deal today, or book a 30-minute demo on your real loans, no slide deck. Bring your spreadsheet and we'll import it live on the call.
7-day free trial · card required, no charge if you cancel · take your book with you