Built for commercial real estate
CRE deals live or die on the rent roll, the T-12, and the story behind the property. Wagoo takes the whole package (operating statements, rent rolls, PSAs, appraisals) and turns it into a confidence-scored analysis with the spreads already built, then tracks the loan through close, draws, insurance, and payoff.
Intake that fits the asset
A branded application link per program collects the property, sponsor, and financials up front, with automatic follow-ups so sponsors finish the application.
Spreads built from the source
T-12 vs Pro Forma pulled straight from the operating statements, with NOI, DSCR, and LTV surfaced and every figure confidence-scored.
Servicing through the whole term
Once it closes, track maturities, insurance expirations, and payments on the deal record, with alerts before anything lapses.
Every property type
Multifamily
Rent roll analysis, unit mix, and market-rent Pro Formas for stabilized and value-add deals.
Office
Lease rollover, WALT, and TI/LC reserves flagged from the rent roll and leases.
Retail
Anchor vs in-line tenant mix, co-tenancy, and sales-based rent considerations.
Industrial / Warehouse
Clear heights, single- vs multi-tenant risk, and long-term NNN lease analysis.
Hospitality
RevPAR, ADR, and flag/franchise considerations for hotel and resort deals.
Healthcare / Medical Office
Credit-tenant analysis and specialized medical build-out considerations.
Self-Storage
Occupancy, rate trends, and expense ratios for facilities of any size.
Underwritten on what matters for this deal
Wagoo's product-aware underwriting reads the package and surfaces the figures that decide commercial real estate credits, every one confidence-scored and cited to its source document.
- Net operating income and debt-service coverage
- Rent roll: tenant concentration and near-term rollover
- Loan-to-value and loan-to-cost against the appraisal
- Sponsor track record and guarantor strength
| Line Item | T-12 | Pro Forma |
|---|---|---|
| Effective Gross Income | 3,912,500 | 4,142,500 |
| Operating Expenses | (859,375) | (922,275) |
| Net Operating Income | 3,053,125 | 3,220,225 |
One platform, the whole loan
Origination, underwriting, and servicing: the same commercial real estate deal, start to finish.