Built for equipment financing
Equipment deals move fast and lean on the collateral. Wagoo captures the application and equipment details online, reads the financials and invoices, and produces a confidence-scored credit summary, so you can quote and close before the borrower shops the deal elsewhere.
Application built for equipment
Capture the equipment, vendor, and use up front on a branded link, with document requirements tuned to the asset class.
Obligor and collateral together
Wagoo spreads the business financials and reads invoices and quotes so the credit and the collateral are assessed in one pass.
Fast, consistent credit summaries
A confidence-scored memo in minutes keeps approvals consistent across a high volume of smaller-ticket deals.
Every equipment class
Construction Equipment
Excavators, loaders, cranes, and heavy machinery, new or used, single unit or fleet.
Trucking / Transportation
Tractors, trailers, and vocational vehicles, with mileage and age factored into value.
Manufacturing / Industrial
CNC, production lines, and plant equipment financed against cost and useful life.
Underwritten on what matters for this deal
Wagoo's product-aware underwriting reads the package and surfaces the figures that decide equipment financing credits, every one confidence-scored and cited to its source document.
- Business cash flow and debt-service coverage
- Equipment cost, useful life, and residual value
- Time in business and industry risk
- Personal guaranty and owner strength
One platform, the whole loan
Origination, underwriting, and servicing: the same equipment financing deal, start to finish.