Built for SBA lending
SBA lending is documentation-heavy by design. Wagoo collects the borrower package on a branded link, tracks every required document to completion, and spreads the financials into a confidence-scored memo, so your team spends its time on eligibility and structure, not chasing paper.
A checklist that closes gaps
Required documents are tracked as Missing, Uploaded, or Verified, so the SBA package is complete before it moves.
Consistent credit write-ups
Spreads and a structured memo make repayment ability and collateral coverage easy to document loan after loan.
One record through servicing
Carry the borrower, terms, and documents from application into a serviced loan without re-keying.
Both programs
7(a)
Working capital, acquisition, and refinance loans with the standard credit package organized end to end.
504
Owner-occupied real estate and long-life equipment, with the project and financials structured for the file.
Underwritten on what matters for this deal
Wagoo's product-aware underwriting reads the package and surfaces the figures that decide SBA lending credits, every one confidence-scored and cited to its source document.
- Repayment ability and global debt-service coverage
- Collateral coverage and any shortfall
- Equity injection and use of proceeds
- Guarantor analysis and business history
One platform, the whole loan
Origination, underwriting, and servicing: the same SBA lending deal, start to finish.