Built for working capital
Working-capital facilities turn on cash flow and consistency. Wagoo spreads the financials and bank activity, surfaces coverage and liquidity, and produces a confidence-scored memo, so revolving lines get the same rigor as term debt, at higher volume.
Cash flow at the center
Wagoo spreads the P&L and bank statements and surfaces coverage, liquidity, and trend at a glance.
Consistent, fast decisions
A structured memo keeps line approvals and renewals consistent across a high-volume book.
Renewals on the record
Track facility maturities and review dates so renewals never sneak up on you.
Underwritten on what matters for this deal
Wagoo's product-aware underwriting reads the package and surfaces the figures that decide working capital credits, every one confidence-scored and cited to its source document.
- Operating cash flow and debt-service coverage
- Liquidity and the working-capital cycle
- Revenue trend and seasonality
- Guarantor support
One platform, the whole loan
Origination, underwriting, and servicing: the same working capital deal, start to finish.