Built for construction lending
Construction loans keep going long after they close. Wagoo underwrites the budget and the sponsor up front, then tracks every renovation and construction draw (requested, approved, disbursed) against the schedule, with inspections and lien considerations in view.
Budget and Pro Forma, analyzed
Wagoo reads the budget and Pro Forma and surfaces loan-to-cost, contingency, and the completed-value story.
Draws tracked to completion
Every draw moves through requested → approved → disbursed on the deal record, so the funded balance is always current.
Nothing lapses mid-build
Insurance, maturities, and inspection milestones are flagged before they become a problem.
Underwritten on what matters for this deal
Wagoo's product-aware underwriting reads the package and surfaces the figures that decide construction lending credits, every one confidence-scored and cited to its source document.
- Loan-to-cost and completed loan-to-value
- Budget, contingency, and hard/soft cost split
- Builder and sponsor track record
- Draw schedule and completion timeline
One platform, the whole loan
Origination, underwriting, and servicing: the same construction lending deal, start to finish.